Make sure you make us aware of any of these situations. Most can be addressed if we know about it in advance.
Do not use your credit cards for at least 90 days before filing.
Do not transfer any assets out of your name before filing bankruptcy.
Do not pay any unsecured creditor more than $600 in the 90 days before filing bankruptcy.
Do not incur debt once you consider bankruptcy as an option.
Do not file if you intend on selling your real estate soon.
We can discuss these situations in more detail at our first meeting.